It’s neither United nor Delta Airlines on the other end of the telephone. It’s a scam artist attempting to rob would-be passengers of their money. Maybe your booking muscles have atrophied since you last booked an airline ticket or made an internet reservation for a rental vehicle. However, be on the lookout for scammers that […]
Payday loans are designed for people with bad credit or little credit history. These loans come with exorbitant interest rates and payday lenders can be predatory. Taking out high-interest loans to cover day-to-day expenses often plunges borrowers into a deeper cycle of debt. Despite this, IBISWorld, an industry research firm, predicts the payday loan industry […]
A payday loan is a high-cost, short-term loan for a small amount – usually $500 or less – that is supposed to be repaid with the borrower’s next paycheck. Payday loans only require ID, income, and a bank account and are often given to people who have bad or no credit. Financial experts warn against […]
And if you had an emergency today – your car broke down, you ended up in the hospital, an unexpected house repair, anything could happen. Do you have an emergency fund to help cover unexpected expenses, or will you have to rely on family, friends or, even worse, a credit card? MoneyMutual is a free […]
Nigerians looking for a quick influx of cash to meet their expenses have various options to purchase the best loans according to their needs from licensed commercial banks.  Rather than going to loan sharks or borrowing from bad loans application sitesthese payday loans offers can be great for you, especially if you are an employee.  […]
Writer opposes payday loan bill Dear Editor: Recently, I was appalled to learn of a proposed bill at the Indiana Statehouse offering a “solution†to the payday loan industry. SB 352, dubbed the supervised consumer lending bill, claims to benefit the too many struggling Hoosiers who use these predatory services. Considering that the current legally […]
Access Bank payday loan is something people remember in the first round when there is a need to raise funds for urgent needs. It is a fast loan, supposed to be repaid quickly and it is a real first aid in certain situations. Want to know how to get such a loan? Keep reading! Photo: […]
A coalition that wants voters to decide how Michigan should cap interest rates on payday loans won approval on Tuesday for its sketchy wording for a petition to bring the issue to the November 2022 ballot. Members of Michiganders for Fair Lending told the Board of State Solicitors that payday loans — short-term loans with […]
Trade Groups Challenging the Payment Provisions of the CFPB’s 2017 Final Rule on Payday Loans/Auto Titles/High-Rate Installment Loans (2017 Rule) filed their opening brief with the fifth circuit. The Business Groups appealed to the Fifth Circuit from the final judgment of the District Court granting the CFPB’s motion for summary judgment and staying the payment […]
OAKLAND PARK, Fla. (PRWEB) October 20, 2021 National Payday Loan Relief celebrates 15 years since they started the Payday Loan Consolidation Program. This program has helped thousands of Americans wallow in payday loan debt regain their financial freedom. Through this program, the company takes responsibility for settling an outstanding payday loan on behalf of the […]
Image source: Getty Images Before visiting your local payday lender, consider the alternatives. If you’re looking for a small loan, you might be tempted to use a payday lender. After all, they make it look so simple: walk in, provide some basic information, and walk away with the money you need. Payday loan companies never […]
The key is to shop around and find a loan at the most affordable rate and with the most favorable terms possible. If you are able to get a personal loan, you can significantly reduce the interest rate and borrowing costs you pay compared to payday loans. More of your money will go towards paying […]
Several states, including Illinois and Nebraska, recently implemented restrictions that cap interest rates at 36% on consumer loans, including payday loans. Proponents say these restrictions prevent consumers from getting in over their heads with these traditionally expensive loans, but opponents argue these kinds of laws will reduce access to credit by forcing lenders out of […]